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	<title>Solo-Dad -  Single Parenting &#38; Simplicity &#187; Solo-Finances</title>
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		<title>Up In Smoke</title>
		<link>http://solo-dad.com/up-in-smoke</link>
		<comments>http://solo-dad.com/up-in-smoke#comments</comments>
		<pubDate>Sat, 29 May 2010 14:31:56 +0000</pubDate>
		<dc:creator>Solo-Dad</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
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		<guid isPermaLink="false">http://solo-dad.com/?p=1658</guid>
		<description><![CDATA[Some Days I Want To Go Back To Bed. Until yesterday morning, this was my car. Today, it&#8217;s a smoking heap in need of a new engine. The engine for a 2004 Dodge Intrepid costs twice as much as the car is worth. Not good. And to add insult to this obvious injury, I just [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: left;"><span style="color: #800000;"><strong>Some Days I Want To Go Back To Bed.</strong></span><span style="color: #800000;"><strong><img class="alignright" title="My former car" src="http://solo-dad.com/wp-content/uploads/2010/06/Dodge-Intrepid-Spoiler-666.jpg" alt="" width="500" height="291" /></strong></span></p>
<p style="text-align: left;"><strong><span style="color: #000000;">Until yesterday morning, this was my car.</span></strong></p>
<p style="text-align: left;">Today, it&#8217;s a smoking heap in need of a new engine.</p>
<p style="text-align: left;">The engine for a 2004 Dodge Intrepid costs twice as much as the car is worth.</p>
<p style="text-align: left;">Not good.</p>
<p style="text-align: left;">And to add insult to this obvious injury, I just paid off the car.  <img src='http://solo-dad.com/wp-includes/images/smilies/icon_cool.gif' alt='8-)' class='wp-smiley' /> </p>
<p><span id="more-1658"></span></p>
<p style="text-align: left;">Being a one-car-family, LE and I are kinda stranded.  I do have a loaner car for a few days, but I&#8217;m torn as to what to do.</p>
<ul style="text-align: left;">
<li>Do I go and get a new car and another car payment?</li>
<li>Do I buy some basic-transportation-car  in order to avoid the payment issue?</li>
<li>Rely solely on public transportation and go green?</li>
</ul>
<p style="text-align: left;"><strong>Then the Laptop Failed</strong></p>
<p style="text-align: left;">When I got to work I placed my laptop in the docking station and the hard drive failed.</p>
<p style="text-align: left;">My IT guy (a true Saint in a human disguise) cloned the drive to another so I could work and will get my original HD replaced next week. With many deadlines looming, I can&#8217;t be without the laptop. Luckily the laptop is still under warranty.</p>
<p style="text-align: left;">Make me wonder about those voice mail messages I received trying to sell me an extended warranty for my car.  <img src='http://solo-dad.com/wp-includes/images/smilies/icon_rolleyes.gif' alt=':roll:' class='wp-smiley' /> </p>


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		<title>31 DBBSD &#8211; Day #1: Pay Your Child Support On Time</title>
		<link>http://solo-dad.com/31-dbbsd-day-1-pay-your-child-support-on-time</link>
		<comments>http://solo-dad.com/31-dbbsd-day-1-pay-your-child-support-on-time#comments</comments>
		<pubDate>Fri, 31 Jul 2009 13:00:36 +0000</pubDate>
		<dc:creator>Solo-Dad</dc:creator>
				<category><![CDATA[31 DBBSD]]></category>
		<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Solo-Finances]]></category>
		<category><![CDATA[child support]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[single parenting]]></category>
		<category><![CDATA[solo-dads]]></category>
		<category><![CDATA[Solo-Moms]]></category>

		<guid isPermaLink="false">http://solo-dad.com/?p=583</guid>
		<description><![CDATA[Welcome to Day #1 of the 31 Days To Become a Better Solo-Dad series. In this series if posts, we&#8217;re going to examine 31 ways you can work toward becoming the Solo-Dad you want to be in your kids&#8217; lives. This is not a 31 day crash course and I don&#8217;t expect you to work [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Welcome to Day #1 of the 31 Days To Become a Better Solo-Dad series. </strong><a href="http://solo-dad.com/wp-content/uploads/2009/07/31dbbsd-mini.png"><strong><img class="alignright size-full wp-image-543" style="margin: 5px; float: right; border: black 1px solid;" title="31 Days to Becoming a Better Solo-Dad" src="http://solo-dad.com/wp-content/uploads/2009/07/31dbbsd-mini.png" alt="31 Days to Becoming a Better Solo-Dad" width="196" height="65" /></strong></a></p>
<p>In this series if posts, we&#8217;re going to examine 31 ways you can work toward becoming the Solo-Dad you want to be in your kids&#8217; lives.</p>
<p><span style="text-decoration: underline;">This is not a 31 day crash course </span>and I don&#8217;t expect you to work on each of these areas of your parenting on subsequent days. Rather, it&#8217;s an invitation to examine those areas of your solo-parenting that might be in need of enrichment or attention.</p>
<p>So, with that in mind, let&#8217;s get started with the first post in the series.</p>
<h4><span style="color: #993300;">Pay Your Child Support On Time</span></h4>
<p><span style="color: #000000;">Yes, I know. This is a sensitive subject and it&#8217;s one that I&#8217;ve lived through from both sides. I&#8217;ve been a solo-dad ordered to pay child support as well as a solo-dad who isn&#8217;t receiving any support from my child&#8217;s mother. <a href="http://solo-dad.com/wp-content/uploads/2009/07/31-child-support.jpg"><img class="alignright size-medium wp-image-595" style="margin: 5px; float: right; border: black 1px solid;" title="She deserves everything." src="http://solo-dad.com/wp-content/uploads/2009/07/31-child-support-300x292.jpg" alt="She deserves everything." width="300" height="292" /></a></span></p>
<p><span style="color: #000000;">It&#8217;s tough on both sides of the issue.  Let&#8217;s see if we can make it less emotional and more practical.<br />
</span></p>
<p><span style="color: #000000;">And while most US family courts will order that child support payments are deducted from the parent&#8217;s paycheck, some situations still depend on manual payment of support directly from father to mother or vice-versa.</span></p>
<p><span style="color: #000000;"><strong><span style="color: #993300;">The Sole Reason for Child Support: </span></strong></span><span style="color: #000000;"><strong>Provision for the child&#8217;s needs.</strong></span></p>
<p><span style="color: #000000;">Obviously, the main reason family courts order child support payments if to help provide for your child. </span></p>
<p><span style="color: #000000;">No Solo-Dad I&#8217;ve ever met wants their children to have less,  go hungry, or live in a household where hand-me-downs are the rule.</span></p>
<p><span style="color: #000000;">Dads want all these things and more, for their kids. Some dads will say, &#8220;Let me take Junior to Target or Walmart and I&#8217;ll buy him the clothes  or other items he needs.&#8221;  While this is a laudable goal, I&#8217;ve rarely seen it work as a regular feature of visitation.</span></p>
<p><span style="color: #000000;">I may get some heated comments about this but, Solo-Dads aren&#8217;t, as a rule, as in touch with the ins-and-outs of childhood fashion and decision making it requires to stay on top of the daily clothing needs of a small child or a teen. </span></p>
<p><span style="color: #000000;">In most situations where the kids only visit their dad, mom is better suited for this. As the custodial parent, she&#8217;s the ones doing the laundry and see the wear and tear on the child&#8217;s wardrobe.</span><span style="color: #000000;"> </span></p>
<p><span style="color: #000000;"><strong><span style="color: #993300;">Why Your Payments Should Be Made On Time</span></strong></span></p>
<p><span style="color: #000000;">Making ends meet is tough any way you slice it.  In current economic times, it&#8217;s even tougher.  Kids in solo-parent households are twice as likely to do without daily necessities as kids in two-parent families.</span></p>
<p><span style="color: #000000;">Making your child support payments on time enables you to do your part to ensure your child is able to enjoy the necessities of life. Unless your Ex is addicted to drugs or just a very poor money manager, your children will most likely be better off when your child support payments are made on time because they will have enough food, water, and power to live a normal existence.</span></p>
<blockquote><p><span style="color: #993300;"><em>There were times when I didn&#8217;t make timely child support payments.  I recall one time in particular when I learned that my kids didn&#8217;t have enough food. It broke my heart to know that I could have prevented that. It taught me a valuable lesson and I never again viewed child support payments as a necesary evil.</em></span></p></blockquote>
<p><span style="color: #000000;">This brings me to another point and that is how a lot of Solo-Dad view their child support payments.  There is a common misconception about child support that needs to be mentioned.</span></p>
<p><span style="color: #000000;"><strong>The Punitive Stigma of Child Support </strong>Perhaps perpetuated by both sides, child support has often been perceived as a punitive measure, a disciplinary sentence of sorts. This sets up both parents for battle and often the children lose.<br />
</span></p>
<p><span style="color: #000000;">Too often, Solo-Moms who feel that their Ex is responsible for the end of the marriage use child support and spousal-support as tools to taunt and hurt. Again, I&#8217;ve seen this first-hand and it&#8217;s nothing but counterproductive.</span></p>
<p><span style="color: #000000;">Gender roles and conditioning play a part here.  When child support and spousal support are used in this way, a dad often feels emasculated. And counter to the original intent, it doesn&#8217;t nothing to make him more likely to make payments on time. </span><span style="color: #000000;">If anything, it results in hurt feelings and a reaction that, while inexcusable, too often includes  further delays in payment of support. </span></p>
<p><strong><span style="color: #993300;">Dads Need to Set the Example<br />
</span></strong></p>
<p><span style="color: #000000;"> Taking the easy way out and not doing what we know is right weakens the example our kids need from us.</span></p>
<p><span style="color: #000000;"><strong>&#8220;I don&#8217;t like the way she spends the support.&#8221; </strong></span><span style="color: #000000;">This is another common cry among Solo-Dads when it comes to making child support payments.  Guys, this totally misses the point. </span></p>
<blockquote><p><span style="color: #993300;"><em><strong>The act of paying the support an the expression of love for your child.</strong></em></span></p></blockquote>
<p><span style="color: #000000;">Plain and simple, we pay it because we love our child and we want to make sure we&#8217;re doing everything in our power to provide the necessities for them. This is one excuse that child support paying Solo-Dads need to get over.</span></p>
<p><span style="color: #000000;"><strong><span style="color: #993300;">How to Make Your Child Support Count</span></strong></span></p>
<p><span style="color: #000000;"><span style="color: #000000;">Perhaps a better way is to work with your Ex to make child support work for both of you. </span>This may not be possible now, but in the future perhaps you and your Ex can work together to make your child aware of how you help support them financially.</span></p>
<p><span style="color: #000000;">To my first Ex&#8217;s credit, after she remarried, she put the child-support money into college funds. This was a choice she and her husband made together.  They informed me and the kids about it and the kids knew that the money I paid in support was still making a difference.</span></p>
<p><span style="color: #000000;">If Solo-Moms and Dads could work together for the good of their kids, a lot of the relationship strain that exists between Ex&#8217;s could be reduced. I know this isn&#8217;t possible in a lot of cases, but as a Solo-Dad, keep it in mind.</span></p>
<p><span style="color: #000000;"><strong><span style="color: #993300;">Application for Day #1</span></strong></span></p>
<p><span style="color: #000000;"><strong>Consider asking for help.</strong></span><span style="color: #000000;"> Marriage, divorce, and single parenting are stages in life that don&#8217;t come with an owner&#8217;s manual.  Instead of flying by the seat of your pants and learning the hard way, why not come together and ask a qualified third-party professional for assistance?</span><span style="color: #000000;"><br />
</span></p>
<p><span style="color: #000000;">Many counties employ divorce mediators to address custody and visitation issues.  If you have this service available, consider them as a resource for establishing an understanding between you and your Ex about how to address the issue of child support.  Both parties will gain a better understanding the responsibilities and issues the other faces.<br />
</span></p>
<p><span style="color: #000000;"> </span></p>
<p><span style="color: #000000;">When both of you can agree on the principle for and the mechanisms behind timely child support payments, everybody wins.  It doesn&#8217;t make coming up with the extra money any easier but it does decrease the amount of emotion, frustration, and stress around the situation.</span></p>
<p><span style="color: #993300;"><strong>Paying your child support on time is a win-win situation.</strong></span></p>
<p><span style="color: #000000;"><strong>Ultimately, your child is the biggest winner.</strong> And isn&#8217;t that what you really want?</span></p>
<blockquote><p><span style="color: #993300;"><em>In Day #2 of the 31 Days to Become a Better Solo-Dad series, we&#8217;ll take a look at Making Time With Your Child a Priority.</em></span></p></blockquote>
<p><span style="color: #000000;"><strong>Care to Comment?</strong> Does this post anger you as a Solo-Dad?  Does it resonate with truth? Solo-Moms &#8211; I know you&#8217;re reading too and that&#8217;s cool &#8211; am I off base?  All comments are welcome.</span></p>
<p><span style="color: #000000;"> </span></p>


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		<title>Solo-Dad Sells Body for Advertising</title>
		<link>http://solo-dad.com/solo-dad-sells-body-for-advertising</link>
		<comments>http://solo-dad.com/solo-dad-sells-body-for-advertising#comments</comments>
		<pubDate>Thu, 30 Jul 2009 13:00:29 +0000</pubDate>
		<dc:creator>Solo-Dad</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Solo-Finances]]></category>

		<guid isPermaLink="false">http://solo-dad.com/?p=862</guid>
		<description><![CDATA[I&#8217;m not making this up. The Central Illinois Proud website is reporting that a single dad has offered to sell his arms as &#8216;tattoo advertising space&#8217; for local businesses. Purportedly, it&#8217;s to help offset the cost of nursing school. WMBD/WYZZ &#8211; BLOOMINGTON &#8212; You&#8217;ve heard of parents saying they&#8217;ll do anything for their children.  One [...]]]></description>
			<content:encoded><![CDATA[<p><strong>I&#8217;m not making this up. </strong></p>
<p>The <a href="http://centralillinoisproud.com/content/fulltext/?cid=70132">Central Illinois Proud</a> website is reporting that a single dad has offered to sell his arms as &#8216;tattoo advertising space&#8217; for local businesses.<a href="http://solo-dad.com/wp-content/uploads/2009/07/tatoo-ad.jpg"><img class="alignright size-medium wp-image-863" style="border: 1px solid black; margin: 3px 5px; float: right;" title="Would you like fries with that?" src="http://solo-dad.com/wp-content/uploads/2009/07/tatoo-ad-251x300.jpg" alt="Would you like fries with that?" width="251" height="300" /></a> Purportedly, it&#8217;s to help offset the cost of nursing school.</p>
<p style="padding-left: 30px;"><em>WMBD/WYZZ &#8211; BLOOMINGTON &#8212; You&#8217;ve heard of parents saying they&#8217;ll do anything for their children.  One single father in Bloomington is taking that to the extreme.  He&#8217;s selling his right arm on E-Bay for tattoo advertising to help make ends meet with his daughter.  Douglas Hall says he hopes to make several thousand dollars by letting companies ink him with their logos.  The money will help Hall go to nursing school this fall while raising 3 year old Mya.</em></p>
<p style="padding-left: 30px;"><em>&#8220;It comes down to my daughter.  I mean, I don&#8217;t want her to feel struggles so this will give us a better life from here on out,&#8221; Hall says.  As part of the deal, he&#8217;ll have any tattoo removed after one year.</em></p>
<p>I don&#8217;t know about you, but I managed to get through college and graduate school without resorting to this.  I worked 36 hours per week while carrying 24 semester units at three different campus during my senior year alone.</p>
<p>While attending graduate school I worked a full-time night teaching job for the first two years and a part time job during the final two.</p>
<p>I&#8217;m not walking in Mr. Hall&#8217;s shoes, but it seems like getting a job would be a smarter route. I mean what kind of revenue can this guy hope to raise?</p>


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		<title>Single Parents Should Make More Money</title>
		<link>http://solo-dad.com/single-parents-should-make-more-money</link>
		<comments>http://solo-dad.com/single-parents-should-make-more-money#comments</comments>
		<pubDate>Fri, 03 Jul 2009 13:00:37 +0000</pubDate>
		<dc:creator>Solo-Dad</dc:creator>
				<category><![CDATA[Featured Articles]]></category>
		<category><![CDATA[Solo-Finances]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://solo-dad.com/?p=481</guid>
		<description><![CDATA[Show me a single parent household and I&#8217;ll show you a household in need of more income. Now, I realize there are exceptions to this bold statement, but I&#8217;m confident that 8 out of 10 single parent households don&#8217;t realize the kind of income they need to provide a lifestyle that ensures: Bills are paid [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #993300;"><strong>Show me a single parent household and I&#8217;ll show you a household in need of more income.<a href="http://solo-dad.com/wp-content/uploads/2009/07/420x280_piggybank-420x0.jpg"><img class="alignright size-medium wp-image-482" style="margin: 10px 5px; float: right;" title="Does more money translate to a happier family?" src="http://solo-dad.com/wp-content/uploads/2009/07/420x280_piggybank-420x0-300x200.jpg" alt="Does more money translate to a happier family?" width="300" height="200" /></a></strong></span></p>
<p>Now, I realize there are exceptions to this bold statement, but I&#8217;m confident that 8 out of 10 single parent households don&#8217;t realize the kind of income they need to provide a lifestyle that ensures:</p>
<ul>
<li>Bills are paid on time.</li>
<li>Kids aren&#8217;t left alone to care for themselves.</li>
<li>Lack of money isn&#8217;t what drives a parent&#8217;s thinking.</li>
<li>Vacations actually happen every year.</li>
<li>Emergency expenditures don&#8217;t automatically trigger financial ruin.</li>
</ul>
<p>This post is a mix of personal rant <em>(mainly against the attitude I&#8217;ve allowed to inhibit my income growth)</em> and part vision for the future of Solo-Dad <em>(and yours as well). <span id="more-481"></span><br />
</em></p>
<p>Since the <a href="http://solo-dad.com/wheres-the-solo-dad-com-i-know-and-love">Great Solo-Dad Blog Meltdown</a> about a month ago, I&#8217;ve been looking at Solo-Dad.com in terms of its mission and asking myself these questions:</p>
<ul>
<li>What&#8217;s the value that Solo-Dad brings to readers?</li>
<li>What are the most prevalent needs among solo-parent families and what can I do to help meet them?</li>
<li>What could Solo-Dad adopt as a secondary focus in order to help other solo-parents?</li>
<li>What&#8217;s the best way to make this a reality?</li>
</ul>
<p><span style="color: #993300;"><strong>Like I said, this post is personal.</strong></span></p>
<p>I&#8217;ve realized over the last year that I hold many false beliefs about myself and mainly about money. I grew up in a middle class family where my dad worked and mother was home with the kids for her entire life.</p>
<p><span style="color: #000000;">This was good and bad. </span>It was good because I never came home to an empty house.  Sure, there were times when mom was out running an errand or sick and in the hospital. But for the most part, my brother, sister, and I weren&#8217;t left to fend for ourselves or police our own homework completion.</p>
<p>It was bad because there were limitations to what a single wage earner income could provide.  Although my father is one of the smartest people I&#8217;ve ever known, he didn&#8217;t earn a college degree.</p>
<p>And although he worked in aerospace and helped put <a href="http://en.wikipedia.org/wiki/Neil_Armstrong">Niel Armstrong</a> and <a href="http://en.wikipedia.org/wiki/Buzz_Aldrin">Buzz Aldrin</a> on the moon in 1969, he was never paid what he truly needed to earn in order to provide his family with the lifestyle he envisioned. And this brings me to the topic of stability.</p>
<p><strong><span style="color: #993300;">The link between money and family stability.</span></strong></p>
<blockquote><p><strong><em><span style="color: #993300;">In my experience, the more discretionary income I have at the end of the month, the more content I feel.</span></em></strong></p></blockquote>
<p>There are those that will say,<em> &#8220;Oh Barry, how can you be so superficial? Having LE in your life should be more than enough to feel content.&#8221;</em></p>
<p>Yes, I would agree in theory. But LE doesn&#8217;t pay the bills or save for his college education. He doesn&#8217;t have to find the money for a new tire or a nice dinner.  He simply doesn&#8217;t have to think about these things like I do.</p>
<p><strong><span style="color: #993300;">More money leads to greater contentment.</span></strong></p>
<p>I&#8217;ve never met a single parent who thought otherwise. The more money we have, the better able we are as solo-parents to provide for our kids. Being in this position leads to more contentment.</p>
<p>When parents are more content, their children are more content as well.  Kids have an uncanny ability to soak up our emotional states.  They know when we&#8217;re worried or anxious.  It&#8217;s nearly impossible not to telegraph our emotional states.</p>
<p>If my logic holds up, it stands that  one way to ensure our families are more content and happier is to increase the amount of discretionary income in our lives.</p>
<p><strong><span style="color: #993300;">The concept of enough.</span></strong></p>
<p>Rather than a quest for unspecified riches, there are limits to what&#8217;s possible for a solo-parent provider to accomplish in life. One of these limits is time.  We only have so much time.</p>
<p>The other limitation is the concept of enough. What&#8217;s enough for you to achieve that state of financial contentment that translates into a happier and more secure household?</p>
<ul>
<li>$10,000 in the bank?</li>
<li>50% more than your current income?</li>
<li>$100K per year?</li>
</ul>
<p>Different people will have different answers.  I firmly believe there is no &#8216;right&#8217; answer to this question. But, too often, most of us never bother to ask or answer this question.</p>
<p><span style="color: #993300;"><strong>Solo-Dad&#8217;s primary and secondary focus.</strong></span></p>
<p>The concept of enough not only involves money, but lifestlye choices.  It includes what we do for a living as well as the role we play in the lives of others.  For me, that includes the readers of Solo-Dad.com.</p>
<p>In determining the focus for Solo-Dad, I&#8217;ve realized my experiences in raising 4 kids in <a href="http://solo-dad.com/solo-dads-story">various solo-dad existences</a> makes this Solo-Dad&#8217;s primary focus.</p>
<p>The secondary focus for Solo-Dad is taking shape and -while still in the fuzzy-vision stage- it involves helping other solo-parents make more money.</p>
<p>Fuzzy-vision means I haven&#8217;t decided how to make this a reality. There are many options, but I want to undertake only those that have the potential to provide real value to readers without<em> </em>resorting to <em>hawking snake oil or making money simply by people clicking on ads. </em></p>
<p><span style="color: #993300;"><strong>Your Thoughts?</strong></span></p>
<p>If you&#8217;re interested in or turned off my this topic, why not tell me about it? Feedback in any form is always useful.</p>


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